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The Cindy Wadsworth Team welcomes you to our website where you will find all the information you will need to make an informed decision about your Real Estate needs. Whether buying, selling or investing, you will find it all here.

The TEAM. Our enthusiastic team is made up of six licensed Realtors and a non-licensed professional staff member. Each member brings a set of strong skills to the team. Our combined knowledge, enthusiasm and experience continues to help us provide unparalleled personal service...Guaranteed!
Cindy's specialty - helping her clients with one of the most trying times...Relocating! She knows what her clients and families go through during a relocation and that's why Cindy, and the entire Cindy Wadsworth Team, take care of the stress so clients don't have to.
It is imperative to understand and be able to adapt with changing trends. We Are Committed to Top Quality Client Service! We are actively taking classes and to keep up with the latest technology and resources to provide our clients with what they deserve, and more!
Our Clients Know They Can Always Call Us… no matter how long ago they bought or sold their home. We are always available for questions and want to stay in touch. We love to receive updates and photos of the new baby in their families, new pets (we are huge pet lovers – ALL of us!) and like to be kept informed of the not so good news, too.
When your transaction with us is complete, we are still here for you! You can call or email us to simply say HI, or to ask who we recommend for installing carpet or refinishing hardwood floors, a handyman, florist... You Name It! We love to hear from you and will always do what we can. And, if we don’t know the answer, we will do our best to find out.   Choosing the Right Realtor is Important. A home is the largest investment most of us will ever make. That's why we offer an Easy Exit Listing Agreement to every client. Our clients can be confident they will be given the highest level of service...guaranteed! If at any time during our contract term you feel you are not getting top level attention and service, you can notify us in writing, and our listing will become null and void. Your property will be withdrawn immediately so that you can move on. We confidently offer you this agreement because we plan to provide you with an exceptional level of service.   Ask us for information on the following at any time: (We can e-mail or mail these reports to you.) *The Value of Your Home: We will provide you information to help show you the current market value of your home *Neighborhoods: Compare where you're moving from to where you're thinking of moving to *Current Listings: Find out currently available homes that meet your needs - Or check them out yourself-Go to the ALL Listings tab on this very website and search listings. *Homebuyers Handbook: How to buy a home in today's market More About Keller Williams Real Estate - Voted the "Most Innovative Real Estate Company" by Inman News, Keller Williams® Real Estate takes a different approach, one that is built on personal touches, a professional approach and positive results. We'll be happy to tell you more about Keller Williams Real Estate. You may also visit the website at KW.com.
Financing Your Home >Mortgage Terms
New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.
Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.
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What is encroachment, and how might it affect a property owner?
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| A |
Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim. |
See More Real Estate Trivia > |
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The Cindy Wadsworth Team Keller Williams Real Estate 910 Harvest Drive - Suite 100 Blue Bell, PA 19422 (Each Office Independently Owned & Operated) Direct:: 215-264-6727 Office: 215-646-2900 Fax: 215-654-6037 cindywadsworth@NUMBER1EXPERT.com
Licensed PA Realtors
Cindy Wadsworth's License #RS179964L
Beth Topor's License #RS175423L
Harry Green's License #RS288663
Lynne Green's License #RS290351
Christina Brown's License #RS289762
Harold "Howie" Riley's License #RM4202787

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